Private Cars
These will include Saloons, Station wagons and the large Four Wheel Drives (4X4). The key aspect of these vehicles is that they must be used for social, domestic and pleasure purposes only.
Commercial Vehicles
These will range from small half ton pick ups to the large monster trucks on the roads. They will also include vans and company/school buses.
Coverage Options
Third Party Only (TPO)
This is the basic and minimum cover available. It provides for liability to third parties only in respect of bodily injury and damage to third party property.
Comprehensive
Also known as “full coverage” this is superior coverage that extends to protecting both your vehicle and the other party’s vehicle in case of an accident in which you are deemed at fault.
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