Who We Are

Horn of Africa Insurance is a privately held general insurance company
headquartered in Hargeisa, Somaliland.

Established in 2018 by a management team with over 10 years of global insurance experience and over 40 years of financial services experience, Horn of Africa Insurance has brought international standard insurance products to Somaliland and the broader Horn of Africa market. Our various products and services support a number of clients ranging from international NGOs to large corporations. HOAIC is fully compliant with islamic insurance principles.

Why Choose HOAI

We pride ourselves on providing the highest quality coverage
with the highest level of customer service.


We make professionalism a top priority, working with our customers to understand their needs and come up with solutions to help them mitigate their risks. We are not happy until you are happy.

Quality Coverage

We are reinsured by some of the top reinsurance companies in Africa and maintain excellent relationships with some of the world’s top global brokers. This allows us to secure the coverage that you need.


Trust is everything and you can count on us to operate with the highest levels of trust and integrity.

Good Customer Service

Our customer service representatives are available 24/7 to make sure that your needs are taken care of.


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