To be one of Africa's leading insurance companies, contributing to the financial growth and stability of the continent and its people.


About Horn of Africa Insurance
Our Mission

Horn of Africa Insurance Company (HOAIC) offers general insurance products in the Horn of Africa region of Africa. We pride ourselves on providing the highest quality coverage with the highest level of customer service. HOAIC is fully compliant with islamic insurance principles.

Location of Operations

HOAIC is currently operational in The Republic of Somaliland, with a view towards broader expansion in the region.

About Somaliland
  • Population: 3.5 million

  • Major languages: Somali, Arabic, English

  • Major religion: Islam

  • Currency: Somaliland shilling

  • Somaliland was the first country to use Biometric Iris scanning voting system for its most recent Presidential elections. This is the most advanced voting register system in the world

  • Somaliland has one of the cheapest mobile phone call rates in the entire world

  • It has the highest percentage of mobile payment transactions in the world. Even Bill Gates acknowledged Somaliland for being the frontrunner in this field

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Horn of Africa House

(Guriga Geeska Africa)

Bada Cas Area

Hargeisa, Somaliland


Tel: (+252) 571114


Sunday - Thursday

8:00 am to 12:00 pm

2:00 pm to 6:00 pm

Friday & Saturday - Closed